#1 Moncton Real Estate Blog

Canada Day 2009 - No fireworks this year in the Metro Moncton real estate market

Larry Estabrooks - Agent — Wed, 01 Jul 2009 14:45:00 GMT

2009 thus far has not been a banner year for the residential real estate market in "Metro" Moncton.

Total residential unit sales reported in the City of Moncton is down almost 28% year-to-date. Moncton's share of total unit sales in Metro year-to-date has shrunk to 59% from 64% for the same period in 2008.

However the number of reported sales in Dieppe stands out like a Roman candle. While overall the number of sales reported in metro are down almost 22%, unit sales in Dieppe are down a mere 8%. Of greater significance, reported sales of new construction units in Dieppe is up 32% year-to-date from 2008.

So real estate is rockin' and rollin' in Dieppe. If the rain holds off this evening I might take in the performance of The GTO Band at the Célébrations de la Fête du Canada / Canada Day Celebrations behind the Dieppe City Hall. Gimme that old time rock 'n' roll.

I've just prepared the graph below to illustrate the monthly units sales in Metro Moncton.

Should you own or rent your home

Larry Estabrooks - Agent — Wed, 24 Jun 2009 19:55:00 GMT

Owning your home is a long term strategy. Renting should be a short term strategy. In either case the payments should fit your budget. It's all about affordability and ideally you should not spend more than 30% of your total income on housing. If you like to crunch the numbers try the Rent or Buy Calculator at Canada's Office of Consumer Affairs web site.

Or if you would like to discuss your housing strategy with a real estate professional, I invite you to contact me. There is affordable housing in the Moncton area.

The chart below was prepared by Statistics Canada from the 2006 Census. In the Moncton Census Metropolitan Area 43.8% of renters are spending more than 30% of their total household income on shelter costs compared to only 13% of owners.

So, in the long term, in which group would you like to be?

Spring 2009 Rental Vacancy Rate Declines

Larry Estabrooks - Agent — Fri, 12 Jun 2009 13:25:00 GMT

I'm not surprised the Spring 2009 Rental Market Report by the Canada Mortgage and Housing Corporation reveals the vacancy rate in the Moncton CMA fell by 1.4 percentage points from last Spring to 4.1% this year. This vacancy rate decline occurred even though the rental universe grew by 1.3% from the Spring of 2008.

In my January post - Buyers Seem to be Waiting - I stated that buyers seemed to be waiting and renters were under no pressure to purchase. The year to date residential sales numbers seem to reflect this trend. Up until now it seems the First-Time Home Buyer Incentive announced in January's Federal Budget has not motivated many to leave their rental accommodations.

Below is a graphic from the CMHC report.

South-East New Brunswick Real Estate Market Report - May 2009

Larry Estabrooks - Agent — Thu, 11 Jun 2009 23:23:00 GMT

Real estate market information is important. I regularly discuss the numbers with my buyer and seller clients.

Unit sales of residential properties were down again in May, by 25% from 2008. The rest of the story is that the number of new listings coming on the market in May was down by 19% from last year. This resulted in a May sales to new listings ratio of 58%, which historically is a good number. The number of active residential listings at the end of May was almost identical to last year. Although sales have been consistently lower year to date, the number of active listings is not higher than last year.

So the current real estate market conditions are: typical number of listings from which to choose, no upward pressure on residential housing prices and lower monthly payments due to mortgage interest rates at historically low levels. In a nutshell, a balanced market that slightly favours buyers.

Here is a graph to illustrate residential sales year-to-date.

Moncton - A Demographic Portrait

Larry Estabrooks - Agent — Thu, 11 Jun 2009 21:59:00 GMT

Today I attended a very insightful presentation by Marc Melanson, Regional Advisor with Statistics Canada. Some of the topics covered included demographic characteristics of the population, such as immigration, age, language, labour force and mode of transportation to workplace, income and shelter costs. The main demographic changes observed between the 2001 and 2006 censuses were also highlighted.

I'll post a couple of the most interesting visuals when I receive a copy of the presentation.

Moncton CMA New Housing Starts May 2009

Larry Estabrooks - Agent — Wed, 10 Jun 2009 22:15:00 GMT

Total housing starts declined in the Moncton CMA by 40% from last May. Fredericton fell 55% while Saint John starts rose 30% in May. This brings the year to date housing starts in the Moncton CMA to 39% behind 2008. Fredericton is down 12.7% and Saint John is down just 2.3%.

Here are three charts I prepared to illustrate the year to end of May numbers supplied by the Canada Mortgage and Housing Corporation for the Saint John CMA, the Moncton CMA and the Fredericton CA.

Metro Moncton Real Estate Market Report - May 2009

Larry Estabrooks - Agent — Mon, 01 Jun 2009 02:19:00 GMT

Reported MLS® sales of existing residential properties are down in Moncton, Dieppe and Riverview.

Year to date unit sales of existing housing are now off 27% in Moncton (265), 18% in Dieppe (89) and 16% in Riverview (85).

The chart below shows the monthly gap in unit sales for all three municipalities with May sales widening even further.

Home By The Sea

Larry Estabrooks - Agent — Sun, 31 May 2009 14:01:00 GMT

I am representing the owners of this ocean view chalet in Grande-Digue, Kent County, New Brunswick which is listed for sale at $319,900 (now $299,000) on the Multiple Listing Service®. This impressive custom built residence is designed for year round living and offers many features not found in ordinary houses.

Find the full details at www.GrandeDigue.info.

View this video taken from the main floor patio:

http://blogmoncton.com/2009/05/31/home-by-the-sea.aspx

View this video taken from the bluff overlooking the private beach :

Moving to and from Moncton

Larry Estabrooks - Agent — Wed, 20 May 2009 18:43:00 GMT

Relocation trends for the Moncton Census Metropolitan Area

The busiest part of the 2009 relocation season is upon us. Some are leaving the local housing market and some are taking up residence here. I have many more clients arriving than leaving. As has been the trend in the last few years, from near and far, people are relocating to the Moncton area . Positive migration numbers have fueled population growth and the local housing market.

When Moncton achieved CMA status for the 2006 census, one of the benefits was more detailed population statistics. Statistics Canada shows that between 2001 and 2006 the largest area of net in migration occurred from areas not in census metropolitan area. In other words the largest and most positive net movement came from all the smaller centers. The next largest movement took place between Moncton and five other Census Metropolitan Areas. Here is a link to the stats.

Below is a graphical representation for the five most active CMAs showing the migration that took place between 2001 and 2006 . We gained more from Saint John but lost more to Halifax.

Housing Sales Trends in Dieppe

Larry Estabrooks - Agent — Mon, 11 May 2009 19:26:00 GMT

MLS® unit sales for the four months of 2009 - City of Dieppe
Sales of existing residential units are down, but not by very much, with new construction sales holding their own.
These numbers make Dieppe the statistical star for housing thus far in 2009.
For buyers there is an ample supply of housing units to chose from, the majority of which are less than 10 years old.
Here is the breakdown of current residential MLS® listings in Dieppe by age:

74 new
84 less than ten years old
75 more than ten years old

Moncton CMA New Housing Starts April 2009

Larry Estabrooks - Agent — Fri, 08 May 2009 16:25:00 GMT

Whoops! - there it is. Last month I predicted that the Moncton CMA in 2009 will once again lead the Province in housing starts. Well my ship seems sailing a little off course as the Canada Mortgage and Housing Corporation reveals their April 2009 preliminary housing start numbers.

Total starts in the Moncton CMA fell 47% from last April. That puts the year to date Moncton CMA total starts year to date 38% behind 2008. Total new housing starts in the Moncton CMA year to date are now behind Saint John and Fredericton.

Here's a couple of charts to illustrate the numbers. Both charts are year-to-date end of April. The first chart is all starts and the second is single family detached only. Either way, housing starts in the Moncton CMA are behind year-to-date compared to Saint John and Fredericton.

I'm beginning to envision eating crow pie.

Housing Sales Trends in Moncton

Larry Estabrooks - Agent — Wed, 06 May 2009 10:17:00 GMT

The MLS® sales facts for the City of Moncton in the first four months:

2009 sales of existing housing is off to the slowest start in the last five years.
2009 sales of new housing is also off, but not as much.
Mortgage interest rates are at historically low levels.
There is a good selection of housing for sale in the city of Moncton listed MLS® :
- 156 - new construction
- 173 - less than 20 years old
- 239 - over 20 years old

So you may ask - Is it a good time for an individual to buy or sell? The answer is not simple and depends on a lot of factors. Feel free to contact me if you would like to discuss the local real estate market.

Metro Moncton Real Estate Market Report

Larry Estabrooks - Agent — Fri, 01 May 2009 18:43:00 GMT

Halfway through Spring 2009 it seems the existing and new construction sales have now settled on a similar number, -22.
Residential unit sales for both categories year to date are down 22% from the previous year.
Even with the lower number of sales, the number of active residential listings has not risen from previous years.

existing properties sold in Moncton - Dieppe - Riverview

Month	Average List $	Average Sale $	Sale to List %	Average List Duration	# of Sales
APR-2009	173625	166939	96%	73 days	98
MAR-2009	178211	171522	96%	78 days	93
FEB-2009	160484	153792	96%	81 days	79
JAN-2009	166618	158138	95%	100 days	45
Averages:	170682	163738	96 %	80 days	315

	Average List $	Average Sale $	Sale to List %	Average List Duration	# of Sales
APR-2008	163521	157386	96%	74 days	122
MAR-2008	155385	150423	97%	72 days	97
FEB-2008	171995	165010	96%	84 days	112
JAN-2008	166336	159833	96%	92 days	70
Averages:	164411	158258	96 %	79 days	401

The average sale price increase year to date for existing residential properties is 3.5%.

__________________________________________________________________________________

new construction properties sold in Moncton - Dieppe - Riverview

Month	Average List $	Average Sale $	Sale to List %	Average List Duration	# of Sales
APR-2009	158746	159655	101%	122 days	35
MAR-2009	175331	175650	100%	120 days	29
FEB-2009	162369	161545	99%	144 days	26
JAN-2009	157176	157229	100%	133 days	17
Averages:	163872	164064	100 %	129 days	107

Month	Average List $	Average Sale $	Sale to List %	Average List Duration	# of Sales
APR-2008	162586	161278	99%	137 days	49
MAR-2008	165030	162901	99%	130 days	37
FEB-2008	153010	152869	100%	140 days	29
JAN-2008	180883	182093	101%	102 days	23
Averages:	164278	163415	99 %	130 days	138

The average sale price increase year to date for new residential properties is almost nil.

I caution that average price information can be useful in establishing trends over time, but does not indicate actual prices in municipalities comprised of widely divergent neighbourhoods.

I'm an independent real estate agent, licensed in New Brunswick, residing in Moncton

Contact me at www.LarryEstabrooks.com

Halfway through Spring 2009, how are sales in the rural routes ?

Larry Estabrooks - Agent — Fri, 01 May 2009 15:00:00 GMT

Spring 2009 is almost half over as I blog this. A new client couple are interested in locating on an acre or more close to the metro area. For them and any other interested parties I've prepared this historical sales analysis.

The Rural Routes of Moncton, Dieppe and Riverview form a band just outside of the boundaries of the three municipalities. In this area the majority of properties are on private well and sewage. The tax rates are lower than in the municipalities thus when applied to the assessed property value, a lower annual property tax bill is the result.

I've prepared the chart below to show how unit sales in the Rural Routes usually peak in May/June and again in August/September. Unit sales in the Rural Routes have been quite stable over the last few years - 143, 135 and 144 units sold in 2008, 2007 and 2006 respectively. The average sale price increased from the high 120's to the low 140's between 2006 and 2007, but has not moved since then. Yearly residential unit sales in this area are less than 10% of number of residential unit sales reported each year in the municipalities of Moncton, Dieppe and Riverview.

Copyright 2009 - Larry Estabrooks - Licensed Independent Agent

Moncton CMA new housing starts once again the lowest in New Brunswick

Larry Estabrooks - Agent — Sun, 12 Apr 2009 19:45:00 GMT

Will it be déjà vu all over again? Although the Moncton CMA started off 2008 with the lowest number of housing starts in New Brunswick, the Moncton CMA finished the year well ahead of the Saint John CMA and the Fredericton CA.

Will 2009 be a repeat? I do predict that by the end of 2009 the Moncton CMA will once again lead the Province in housing starts.

(Preliminary single family detached housing starts data supplied by the Canada Mortgage and Housing Corporation)

Buyer's Agent advocates for the buying client

Larry Estabrooks - Agent — Sat, 11 Apr 2009 20:43:00 GMT

All consumers purchasing housing do not possess the same level of experience and expertise. The same can be said of licensees who represent Buyers. If you are a consumer considering engaging the services of a Buyer's Agent, you will be wise to read the points below. And remember, the Seller's Agent represents the Seller's best interests, not the Buyer's best interests.

A Buyer's Agent can advise you about building code compliance, construction quality, energy efficiency level and zoning compliance of prospective properties, both existing and new.
A Buyer's Agent can research the market history of properties that interest you.
A Buyer's Agent can keep you appraised of market conditions and trends such as list-price-to-sale-price ratios and the average number of days-on-market.
A Buyer's Agent can prepare a comparative market analysis (CMA) and review it with you to determine an offer-price-range.
A Buyer's Agent can reveal anything gleaned from the Seller's Agent about the Seller's marketing situation
A Buyer's Agent can prepare an offer with conditions and terms that are in the Buyer's best interest.
A Buyer's Agent can negotiate with the Seller's Agent without revealing anything about the Buyer client.
A Buyer's Agent can advocate for a lower price and better terms.

I'm an independent real estate agent, licensed in New Brunswick, residing in Moncton.

I represent Buyer's as their Agent.

Larry Estabrooks

Test Drive a Buyer's Agent

Larry Estabrooks - Agent — Thu, 02 Apr 2009 23:52:00 GMT

Test drive a Buyer's Agent without any obligation? Can I do that consumers ask? YES they can!

Consumers like to sample or test drive a product or service before they commit to it. So you are a consumer about to set out on the road to homeownership. You may choose to be unrepresented and "go it alone". Or you may choose to be represented by a real estate licensee - a Buyer's Agent.

The majority of Seller's have their own Agent (and even a team of salespeople) to represent them. Why should Buyers be unrepresented? Buying consumers also may choose full representation and the undivided loyalty of their own Agent. A Buyer's Agent will be loyal to the buyer client and represent the buyer client's best interests throughout the buying journey.

Test drive the services of a Buyer's Agent before you commit. Be sure to ask the Buyer's Agent for their "Disclosure of Role - Agency" right from the start. If the Buyer's Agent discloses they might ask you to agree to Dual Agency, think twice. Why give up full representation and undivided loyalty? So the Seller's Agency won't have to share the real estate fee or commission?

In an MLS® listing agreement the Seller agrees to pay the Listing Agency a fee or commission. The Listing Agency agrees to pay any Buyer Agency a portion of that fee or commission. However if a consumer buys through the Listing Agency, the Listing Agency does not have to share the fee or commission with another Agency. This is known as a "double ender" for the Listing Agency. And a lot of double enders involve double agency and a conflict of interest.

So take a test drive and read the Buyer Agent's "Disclosure of Role - Agency". If your not happy, test drive another until you find one that's right for you. And remember, you have a right to know the policy of the Agency should a conflict of interest (dual agency) situation arise. You also have a right to single agency and the undivided loyalty of a real estate agency.

I'm a licensed independent real estate agent in Moncton, New Brunswick.
I represent Buyers and invite you to take a test drive of my professional services.
Find me at www.LarryEstabrooks.com or (506) 856-0202
Click here for my Disclosure of Role - Agency

Metro Moncton Real Estate Market - First Quarter 2009

Larry Estabrooks - Agent — Wed, 01 Apr 2009 00:13:00 GMT

My Metro Moncton Real Estate Market Analysis for March 2009. I prepared this analysis and included only MLS® residential sales in Moncton, Dieppe & Riverview.

The average sale price was up sharply in March, an indication of stronger sales of higher priced homes.
The sale price to list price ratio is unchanged.
The average "days on market" is almost unchanged.
Unit sales of existing homes were down an average of 22% over the three month period compared to last year.

EXISTING RESIDENTIAL

Month	Average List $	Average Sale $	Sale to List %	Average DOM	# of Sales
MAR-2009	178211	171403	96%	78 days	93
FEB-2009	160484	153792	96%	81 days	79
JAN-2009	166618	158138	95%	100 days	45
Averages:	169353	162241	96 %	84 days	217

MAR-2008	155385	150423	97%	72 days	97
FEB-2008	171995	165010	96%	84 days	112
JAN-2008	166336	159833	96%	92 days	70
Averages:	164800	158640	96 %	82 days	279

Unit sales of new homes are softening, now down 20% over the three month period.
Unit sales of new homes represent one in four of all residential sales in the last three months.
The sale price to list price ratio is unchanged.
The average days on market for new homes is up slightly.

NEW RESIDENTIAL

Month	Average List $	Average Sale $	Sale to List %	Average DOM	# of Sales
MAR-2009	172882	173209	100%	121 days	28
FEB-2009	162369	161545	99%	144 days	26
JAN-2009	157176	157229	100%	133 days	17
Averages:	165272	165112	100 %	132 days	71

MAR-2008	165030	162901	99%	130 days	37
FEB-2008	153010	152869	100%	140 days	29
JAN-2008	180883	182093	101%	102 days	23
Averages:	165210	164592	100 %	126 days	89

I caution that average price information can be useful in establishing trends over time, but does not indicate actual prices in municipalities comprised of widely divergent neighbourhoods.

I'm an independent real estate agent, licensed in New Brunswick, residing in Moncton

Contact me at www.LarryEstabrooks.com

Schmoe, Shmoozer, Schmuck?

Larry Estabrooks - Agent — Tue, 31 Mar 2009 19:31:00 GMT

Sticks and stones may break my bones but can names really hurt me?

At least a few local real estate licensees have taken offense to some name-calling advertising by a Canadian private sale real estate marketing company.

I would like to call a time out. And during this time out we would go to www.nonamecallingweek.org and learn some things about name-calling. Be sure to click the "About" and "Partners" links. Then return here.

So now we've learned how other communities deal with name-calling. Let's do something similar in our community which is made up of all manner of for-sale-by-owner real estate services and licensed real estate services. Something like just saying "no" to name-calling.

Consumers will decide which real estate service provider is right for them.
I don't believe consumers are won over by name-calling.

I'm not.

I'm a licensed independent real estate agent in Moncton, New Brunswick.

find me at www.LarryEstabrooks.com or (506) 856-0202

What's in a Name - Real Estate Agency or Real Estate Brokerage

Larry Estabrooks - Agent — Sun, 29 Mar 2009 14:50:00 GMT

What is the difference between a Real Estate Agency and a Real Estate Brokerage?

There is no difference. Which name applies depends on the governing legislation and licensing of each Canadian Province or Territory.

In New Brunswick, Prince Edward Island, Newfoundland and Labrador , Yukon , Nunavut and Northwest Territories the legislation refers to Agent (agency).

In Nova Scotia, Quebec, Ontario, Manitoba, Saskatchewan, Alberta, and British Columbia the legislation refers to Brokerage and Broker

The principle of agency in real estate is well articulated in Canadian law.

The agency relationship is between a consumer client and an Agent/Agency or a Broker/Brokerage. Real estate documentation reflects this contractual relationship between the consumer client and the Agent/Agency or Broker/Brokerage.

Salespersons are not Agents.
Salespersons are licensed under the Agent/Agency or Broker/Brokerage.
Salesperson licensees do not have a direct agency relationship with clients.
Salespersons licensees may not collect a commission directly from the client.

And how does any of this matter to consumers? It matters most when a consumer client could be asked to agree to double (dual) agency.

Consumers should be aware that they have a right to full representation and the undivided loyalty of their own Agent/Agency or Broker/Brokerage. Before they enter into an agency relationship consumers have a right to know the policy of the Agent/Agency or Broker/Brokerage should a conflict of interest (dual agency) situation arise.

This is known as "Disclosure of Role - Agency"

I'm a licensed independent real estate agent in Moncton, New Brunswick.
For help understanding real estate agency relationships and disclosure in New Brunswick,
find me at www.LarryEstabrooks.com or (506) 856-0202

#1 Moncton Real Estate Blog

Canada Day 2009 - No fireworks this year in the Metro Moncton real estate market

2009 thus far has not been a banner year for the residential real estate market in "Metro" Moncton.

Should you own or rent your home

Spring 2009 Rental Vacancy Rate Declines

South-East New Brunswick Real Estate Market Report - May 2009

Moncton - A Demographic Portrait

Moncton CMA New Housing Starts May 2009

Metro Moncton Real Estate Market Report - May 2009

Reported MLS® sales of existing residential properties are down in Moncton, Dieppe and Riverview.

Home By The Sea

Moving to and from Moncton

Relocation trends for the Moncton Census Metropolitan Area

Housing Sales Trends in Dieppe

Moncton CMA New Housing Starts April 2009

Housing Sales Trends in Moncton

The MLS® sales facts for the City of Moncton in the first four months:

Metro Moncton Real Estate Market Report

Halfway through Spring 2009, how are sales in the rural routes ?

Moncton CMA new housing starts once again the lowest in New Brunswick

Buyer's Agent advocates for the buying client

Test Drive a Buyer's Agent

I'm a licensed independent real estate agent in Moncton, New Brunswick.
I represent Buyers and invite you to take a test drive of my professional services.
Find me at www.LarryEstabrooks.com or (506) 856-0202
Click here for my Disclosure of Role - Agency

Metro Moncton Real Estate Market - First Quarter 2009

My Metro Moncton Real Estate Market Analysis for March 2009. I prepared this analysis and included only MLS® residential sales in Moncton, Dieppe & Riverview.

The average sale price was up sharply in March, an indication of stronger sales of higher priced homes.

The sale price to list price ratio is unchanged.

The average "days on market" is almost unchanged.

Unit sales of existing homes were down an average of 22% over the three month period compared to last year.

Schmoe, Shmoozer, Schmuck?

I'm a licensed independent real estate agent in Moncton, New Brunswick.

find me at www.LarryEstabrooks.com or (506) 856-0202

What's in a Name - Real Estate Agency or Real Estate Brokerage

I'm a licensed independent real estate agent in Moncton, New Brunswick.
For help understanding real estate agency relationships and disclosure in New Brunswick,
find me at www.LarryEstabrooks.com or (506) 856-0202

#1 Moncton Real Estate Blog

Canada Day 2009 - No fireworks this year in the Metro Moncton real estate market

2009 thus far has not been a banner year for the residential real estate market in "Metro" Moncton.

Should you own or rent your home

Spring 2009 Rental Vacancy Rate Declines

South-East New Brunswick Real Estate Market Report - May 2009

Moncton - A Demographic Portrait

Moncton CMA New Housing Starts May 2009

Metro Moncton Real Estate Market Report - May 2009

Reported MLS® sales of existing residential properties are down in Moncton, Dieppe and Riverview.

Home By The Sea

Moving to and from Moncton

Relocation trends for the Moncton Census Metropolitan Area

Housing Sales Trends in Dieppe

Moncton CMA New Housing Starts April 2009

Housing Sales Trends in Moncton

The MLS® sales facts for the City of Moncton in the first four months:

Metro Moncton Real Estate Market Report

Halfway through Spring 2009, how are sales in the rural routes ?

Moncton CMA new housing starts once again the lowest in New Brunswick

Buyer's Agent advocates for the buying client

Test Drive a Buyer's Agent

I'm a licensed independent real estate agent in Moncton, New Brunswick.I represent Buyers and invite you to take a test drive of my professional services.Find me at www.LarryEstabrooks.com or (506) 856-0202Click here for my Disclosure of Role - Agency

Metro Moncton Real Estate Market - First Quarter 2009

My Metro Moncton Real Estate Market Analysis for March 2009. I prepared this analysis and included only MLS® residential sales in Moncton, Dieppe & Riverview.

The average sale price was up sharply in March, an indication of stronger sales of higher priced homes.

The sale price to list price ratio is unchanged.

The average "days on market" is almost unchanged.

Unit sales of existing homes were down an average of 22% over the three month period compared to last year.

Schmoe, Shmoozer, Schmuck?

I'm a licensed independent real estate agent in Moncton, New Brunswick.find me at www.LarryEstabrooks.com or (506) 856-0202

What's in a Name - Real Estate Agency or Real Estate Brokerage

I'm a licensed independent real estate agent in Moncton, New Brunswick.For help understanding real estate agency relationships and disclosure in New Brunswick,find me at www.LarryEstabrooks.com or (506) 856-0202

I'm a licensed independent real estate agent in Moncton, New Brunswick.
I represent Buyers and invite you to take a test drive of my professional services.
Find me at www.LarryEstabrooks.com or (506) 856-0202
Click here for my Disclosure of Role - Agency

I'm a licensed independent real estate agent in Moncton, New Brunswick.

find me at www.LarryEstabrooks.com or (506) 856-0202

I'm a licensed independent real estate agent in Moncton, New Brunswick.
For help understanding real estate agency relationships and disclosure in New Brunswick,
find me at www.LarryEstabrooks.com or (506) 856-0202